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Finance Program



MPUA created the Municipal Finance Program in 1999 to meet the specialized, tax-exempt financing needs cities face when making capital infrastructure improvements or equipment purchases. MPUA's financing is delivered predominantly through a lease-purchase agreement and the amount borrowed has ranged from $100,000 up to $15,000,000. Contact us today to learn how we can help with your financing needs.


How members save with MPUA Finance Program:

  • Designed to obtain more cost-effective financing than available in the private sector by leveraging MPUA's financial expertise in utility financing and its relationship with its members to attract lenders
  • Borrowers save time and money as they are not required to hire and pay underwriters, financial advisers, bond counsel, or trustees


Benefits of MPUA Financing:

  • Competitive, tax-exempt rates
  • Fixed or floating rate financing
  • Flexible payment terms - customized payments
  • Precise, quantifiable cost of borrowing
  • Fully-amortized debt schedules
  • Funds available within weeks
  • User-friendly application & approval process
  • Public debt referendum not required
  • Maintain cash reserves
  • Retain the benefits of ownership
  • Spread property costs over the useful life of equipment


What Can Be Financed?

Any municipal, tax-exempt, capital project or equipment can be financed, such as:

  • Energy Improvements
  • Electric System Improvements
  • Gas Facilities
  • Wastewater Improvements
  • Water Towers
  • Vehicle Purchases
  • Public Buildings
  • Civic & Senior Centers
  • Law Enforcement/Emergency Facilities
  • Equipment
  • Renovation Projects
  • Public Infrastructure
  • Underground Facilities


more Calendar

South Central Missouri Utility Roundtable Virtual Meeting

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